A drive in New York turned disastrous as you were involved in a car accident with a negligent driver. Perhaps the losses you incurred are so great that your insurance won’t cover it. However, there is the possibility that you can file a personal injury claim against the other driver’s insurance company.
Perhaps you or the other driver had an advanced driver-assistance system, or ADAS, engaged. ADAS is meant to prevent crashes, but it’s not perfect and might even contribute to a crash.
How ADAS works and how effective it is
ADAS is composed of several features, the primary ones being collision warning and automatic emergency braking. Together with features like cross-traffic alert and pedestrian detection, the collision warning can activate an alert if a crash appears to be imminent. The automatic emergency braking feature intervenes when drivers don’t brake soon enough. Another feature, lane departure warning, prevents lane drifting, and adaptive cruise control avoids rear-end collisions.
LexisNexis Risk Solutions shows how with ADAS vehicles, bodily injury and property damage claims go down 27% and 19%, respectively. The Insurance Institute for Highway Safety, looking at blind-spot detection, says that the crash involvement rate drops 14% for vehicles with this feature when compared to the same models that don’t have it.
Concerns persist in spite of growing market
According to MarketsandMarkets, the global market for ADAS should grow from $27 billion in 2020 to some $83 billion in 2030. Yet there are drawbacks, including high costs and the unwillingness of most auto insurers to provide discounts to ADAS vehicles.
Additionally, the tech can experience problems when it comes to, for example, distinguishing an oncoming vehicle from one in the next lane. Studies have also shown how ignorance of ADAS’s limitations can cause drivers to become complacent and inattentive.
Consult an accident attorney
With New York being a no-fault state, not everyone can file a personal injury claim. An attorney may let you know what your options are, and he or she may personally assist with filing a claim and negotiating a settlement. You might also benefit from the work of a lawyer’s network of crash investigators and other third parties.
